If only finances were involved here -- and not a tangle of expectations and emotions -- then Lyndsey would have taken her $9,500 raise, and Stephanie her $13,000 raise, followed the 60% Solution and put:
10% of the raise into retirement each month;
10% toward debt;
10% toward short-term savings;
10% for fun;
and 60% toward their committed or essential expenses.
Naturally, that's not quite what happened. Stephanie and her husband had a couple of weddings to attend. Lyndsey found herself traveling to New York City more frequently. The holidays intervened.
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